Going to the Bank  去银行

 

Mr. Lin wanted to open a checking account. At the bank, one of the tellers directed him to Mr. Craig Wallace, the customer service representative.
林先生想要开一个支票户头。银行的一位出纳人员带他到客户服务代表克瑞格.华里斯先生那里。
Mr. Wallace: Hello, how can I help you today?
Mr. Lin: I would like to open a checking account.
Mr. Wallace: Is this your first account with Far East National Bank?
Mr. Lin: Yes, it is. Excuse me, but do you mean I could have more than one?
Mr. Wallace: Certainly. There are several different kinds of accounts. You could have a checking account as well as a savings account, or you can have one of our special accounts.
华里斯先生:哈啰,我如何能为您效劳呢?
林 先 生:我想开一个支票户头。
华里斯先生:这是你在远东国家银行的第一个户头吗?
林 先 生:是的。对不起请问一下,难道你的意思是说,我可以有一个以上的户头?
华里斯先生:没错。我们有好几种不同的户头,你可以有一个支票户头和一个存款户头,或者也可以有一个本行的特别户头。
Word Bank
teller (n) 银行出纳员
checking account (n phr)
活期存款支票账户

 

Mr. Lin: I think today I just want to start with a checking account.
Mr. Wallace: OK. Well, we have several checking accounts. The Personal Checking account is very basic. There is a minimum balance of $500, but we don't pay any interest.
Mr. Lin: Hmmm. What about the other accounts?
Mr. Wallace: We also have a Money Market account. It has a minimum balance of $2,500. We pay you interest each month on the balance. However, there is a service charge if the balance falls below $2,500.
林 先 生:我想我今天只要先开一个支票户头就好了。
华里斯先生:好的,我们有好几种支票户头。个人支票户头是很基本的一种,户头内要维持的最低余额是500美元,不过没有任何利息。
林 先 生:那别种户头呢?
华里斯先生:我们也有一种Money Market户头,户头内要维持的最低余额是2500美元,我们每个月会按存款余额付利息。不过,如果余额低于2500美元的话,就要付一笔服务费。


Mr. Lin: That sounds good. Are there any other differences?
Mr. Wallace: Yes. With Personal Checking, you can issue as many checks as you want. But with the Money Market, you are limited to three checks per month.
Mr. Wallace: Mr. Lin, do you have any more questions?
Mr. Lin: Yes. What about getting an ATM card?
Mr. Wallace: Oh, an automated teller machine card? They are free with all of our accounts. It's an extra service for our customers.
林 先 生:听起来蛮不错的,还有其它的差别吗?
华里斯先生:有。个人支票户头随便你开几张支票都没关系,但是Money Market户头每个月限定只能开三张支票。
华里斯先生:林先生,你还有别的问题吗?
林 先 生:有。我要怎么样才能拿到金融卡呢?
华里斯先生:哦,自动提款卡吗?我们所有的户头都免费提供提款卡,这是我们对客户的一项额外服务。
Mr. Lin thought the Personal Checking account was more convenient. But he knew that he and Nancy would keep a rather large balance in their checking account. It would be better to earn some interest on that money in a Money Market account.
林先生觉得个人支票户头比较方便,但他知道他和南西会在支票户头里维持一笔相当数目的存款,因此最好能存在Money Market户头中赚点利息。
Word Bank
balance (n)
余额
interest (n)
利息
issue (v)
开出 (支票)
service charge (n phr)
服务费
ATM card (n phr)
金融卡;自动提款卡

 

Mr. Lin: I'll go with the Money Market account. And I'd like to get the ATM card, too.
Mr. Wallace: Please fill out this application with your name, address and social security number. I also need you to sign this.
Mr. Lin: What is that?
Mr. Wallace: It's called a signature card. It gives us a good example of your signature. It helps prevent forgery.
Mr. Lin: My wife will share this account with me.
Mr. Wallace: That's not a problem. I'll give you an extra application for her. You can bring it back later.
林 先 生:我要开Money Market户头,我也想要有金融卡。
华里斯先生:请在这张申请单上填你的姓名、地址和社会安全号码。我也需要你在这里签个名。
林 先 生:那是什么?
华里斯先生:这是签名卡,可以让我们知道你的签名样式,有助于防止签名被伪造。
林 先 生:我太太会和我共享这个户头。
华里斯先生:没问题,我会另外拿一张申请单给她填,你再带回来给我。


Mr. Lin made a
deposit in his new checking account and ordered new checks. He also filled out an application form for an ATM card. Mr. Wallace showed him how to make deposits and withdrawals on the ATM machine. He also gave him some temporary checks to use until his personal checks arrived.
林先生在他新开的支票户头里存了一笔钱,并申请新的支票本。他也填写了一张金融卡申请表。华里斯先生教他怎么利用自动提款机存钱及提钱,他也给了他几张临时支票,让他可以在个人的支票本送来之前使用。
Word Bank
signature (n) 签名
forgery (n)
伪造签名
deposit (n)
存款
withdrawal (n)
提款
social security number (n phr)
社会安全号码

 

Mr. Lin: I have one more question. Can I set up a direct deposit of my paycheck?
Mr. Wallace: Yes. I see you work at Azusa Pacific University.
Mr. Lin: Yes, I am a research assistant.
Mr. Wallace: The university has a very good direct deposit system. Just go to the personnel department and give them your new checking account number.
林 先 生:我还有一个问题。我可以安排薪水直接入帐吗?
华里斯先生:可以的。我看到你是在亚苏沙太平洋大学工作。
林 先 生:是的,我是一个研究助理。
华里斯先生:这个学校的直接入帐系统做得很好,你只要到人事部门去,把你新开的支票账户号码给他们就可以了。
Word Bank
direct deposit (n phr) 直接存入账户

 

Mr. Lin: That's it? Wow, this is a convenient system!
Mr. Wallace: Well, as we like to say, "Serving you is our business." If you have any problem at all with your account, just give us a call. We'll be glad to answer any questions you have.
Mr. Lin: How soon can I pick up my checks and ATM card?
Mr. Wallace: They'll arrive in the mail within 10 business days.
Mr. Lin: Thank you for your help.
Mr. Wallace: Thank you. Have a nice day.
Mr. Lin: You, too.
林 先 生:就这样吗?哇,这套系统真是太方便了!
华里斯先生:是啊,正如我们标榜的-「为您服务就是我们的工作」。你如果有任何户头的问题,只要打个电话给我们,我们会很乐意回答你的任何问题。
林 先 生:要多久才能来拿支票和金融卡呢?
华里斯先生:它们会在十个工作天内寄达。
林 先 生:谢谢你的帮忙。
华里斯先生:谢谢你,祝你有愉快的一天。
林 先 生:你也是。
Word Bank
convenient (adj) 方便的;便利的

 

Mr. Lin: I have one more question. Can I set up a direct deposit of my paycheck?
Mr. Wallace: Yes. I see you work at Azusa Pacific University.
Mr. Lin: Yes, I am a research assistant.
Mr. Wallace: The university has a very good direct deposit system. Just go to the personnel department and give them your new checking account number.
林 先 生:我还有一个问题。我可以安排薪水直接入帐吗?
华里斯先生:可以的。我看到你是在亚苏沙太平洋大学工作。
林 先 生:是的,我是一个研究助理。
华里斯先生:这个学校的直接入帐系统做得很好,你只要到人事部门去,把你新开的支票账户号码给他们就可以了。
Word Bank
direct deposit (n phr) 直接存入账户  

 

The origin of article: Studio Classroom

资料来源: 空中英语教室

 

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